Anuj Agarwal

Loans 5 min read

Peer-to-Peer Lending: Advantages & Disadvantages & How it Works?

Digitalised peer-to-peer (P2P) lending is a relatively new concept in the world of finance. P2P lending has become increasingly popular in recent years, as it provides an alternative to traditional lending methods that are often slow, expensive, and inaccessible to many people. What Is Peer-to-Peer (P2P) Lending? It is a platform that connects borrowers and ... Peer-to-Peer Lending: Advantages & Disadvantages & How it Works?

Anuj Agarwal
30 May 2023 • 5 min read

Fixed Income 6 min read

How to Optimise Your Fixed Deposit Returns with FD Laddering?

Fixed deposits (FDs) are a common financial choice for many Indians. They provide guaranteed returns and are regarded as a safe investment choice. Many investors are unaware of a practice known as FD laddering, which might help them maximise their FD returns. In this post, we will define FD laddering and show you how to ... How to Optimise Your Fixed Deposit Returns with FD Laddering?

Anuj Agarwal
8 May 2023 • 6 min read

Investment 6 min read

What Is Government Security? T-Bills, T-Bonds, and More

What is Government Security? The Government of India issues securities such as treasury bills, dated securities and bonds through the Reserve Bank of India (RBI) to raise capital for development projects like special infrastructure construction, military projects, aviation, etc. These tradable securities are issued by both the Central Government and State Government. The Central Government ... What Is Government Security? T-Bills, T-Bonds, and More

Anuj Agarwal
15 April 2023 • 6 min read

Credit Cards 6 min read

Avoid These 4 Habits While Using a Secured Credit Card

Like a secured loan, a secured credit card requires you to pledge a fixed deposit as collateral in order to secure credit. Secured credit cards are perfect for applicants with poor credit scores or first-time credit card users as they can use them to safely build their credit scores. If you fail to repay the ... Avoid These 4 Habits While Using a Secured Credit Card

Anuj Agarwal
28 March 2023 • 6 min read

Stock Market 5 min read

What is Private Equity Investment

In India, the investment in the company or money raised in the company is done either by public equity or by private equity. Public equity refers to equity raised by a company through issuing shares in the public market also known as an initial public offering or IPO, whereas Private equity (PE) investment is a ... What is Private Equity Investment

Anuj Agarwal
27 March 2023 • 5 min read

Credit Cards 5 min read

Paying Minimum Amount Due on Credit Card: Know the Risks

If you are an impulsive buyer, you must have been a victim of over-purchasing. Having a credit card sometimes gives you an assurance that you can buy what you want. Most of the time you think it is manageable as the payment part comes later. But the realisation comes with the bill. However, creditors have ... Paying Minimum Amount Due on Credit Card: Know the Risks

Anuj Agarwal
27 March 2023 • 5 min read

Credit Cards 6 min read

How Do Payments on a Credit Card Work?

As a credit cardholder, you might feel that just knowing about terms and conditions of your card is enough. But an understanding of how the payment process on a credit card works can help you avoid some common mistakes that users often make. To better understand the entire process, read this guide where we have ... How Do Payments on a Credit Card Work?

Anuj Agarwal
27 March 2023 • 6 min read

Credit Cards 5 min read

Tips for Using a Credit Card Responsibly

Credit cards are one of the tempting financial tools that help to meet your monetary requirements whenever needed. However, you should use this card wisely to avoid huge monthly bills, reckless spending, etc. If used carefully, a credit card can help you build a decent credit score, earn rewards, insurance coverage, and much more. All ... Tips for Using a Credit Card Responsibly

Anuj Agarwal
27 March 2023 • 5 min read

Credit Cards 7 min read

When to Purchase with Credit Card EMIs and When to Avoid?

Nowadays credit cards are an important payment mode throughout the world. The EMI facility is an important feature of a credit card. A credit card EMI facility helps credit card holders to pay their outstanding debts in small instalments. You can use this facility in two ways. One is to convert a big financial transaction ... When to Purchase with Credit Card EMIs and When to Avoid?

Anuj Agarwal
26 March 2023 • 7 min read

Fixed Income 5 min read

Recurring Deposit Account Features: A Complete Guide

Do you want to start building a consistent savings habit? A recurring deposit (RD) can be the correct answer. RDs follow an automated process. The deposits are deducted from your savings account and transferred to the RD account on predetermined dates. An RD is an installment-based savings scheme offered by banks, non-banking financial companies (NBFCs), ... Recurring Deposit Account Features: A Complete Guide

Anuj Agarwal
24 March 2023 • 5 min read

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